I also do not want to seem offensive or braggy about anything that I am saying in this post, I just want to show you how we are budgeting in hopes to help some of you out. I apologize in advance for anything that anyone doesn't like. Let's get started though, shall we?
Logan is in the military and gets paid E3 wages. On the first of the month we get $1,515.57 with his pay, BAH (housing allowance), and BAS (food allowance). We get around the same the 15th of the month as well. So here is how we are budgeting it out.
First pay day starting with $1,515.57
Elena's Surgery $215.00
Bank Debt $160.00
We will no be able to have any play money the beginning since we have some different things that we don't normally have to pay for. It's normally just Rent and Groceries the first half.
Something that I have learned from Angela is a nifty little trick for shopping. She had this idea to bring in only a couple of reusable bags and once they're full you're done! I plan on doing this and having each bag be designated to a food group since our family eats lots more than her and her wife! Thanks for that idea Angie! :)
Second pay day starting with $1,515.57
Verizon Bill $150.00
Car Payment $312.75
Bike Payment $177.80
Vacuum Payment $95.39
As you can see we have lots of bills to pay and need a good budget worksheet to work with. I am planning on using my $50.00 allowance that we normally have and putting it in savings with the $50.00 we are planning on putting in. We also have some other things we need to buy including 2 diaper covers $35.00 , 6 diaper inserts $102, and a living room rug that costs $45.00.
In a week or so Logan is taking a test to advance to E4! He got an EP (early promotion) so hopefully the extra points from that will help him advance forward. In the next month or so we may be getting a raise though!
If you have any advice for me as to how to go about planning out a better budget, let me know! Also I'm looking for advice on how you go about planning for a trip to the grocery store! Comment away.